There are two types of welfare benefit: universal ones paid to everyone in a given category regardless

There are two types of welfare benefit: universal ones, paid to everyone in a given category regardless of income; and 'targeted' benefits restricted to the poor by means testing. PENSION fund managers' confidence in the stock market rose to its highest level for five years at the end of last year, according to Minet Consultancy Services. Robert Gallo, head of a laboratory at the US National Cancer Institute near Washington, won scientific awards following his claim. 'We live by the Kiss principle,' he says, standing in his sparsely furnished living-room. They appear to be taking this advice.'----------------------------------------------------------------- DENTISTS TREATING NHS PATIENTS ----------------------------------------------------------------- Dentists accepting new patients NHS (%) Private(%) Under 18 92.4 (98.6) 7.6 (1.4) Over 18 exempt 79.7 (93.3) 20.3 (6.7) Over 18 paying 51.9 (87.9) 48.1 (12.1) Treating Existing Patients NHS Private Under 18 99.0 (99.5) 1.0 (0.5) Over 18 exempt 96.3 (95.9) 3.7 (4.1) Over 18 paying 87.0 (90.5) 13.0 (9.5) Quarterly survey, previous quarter (April to June) in brackets -----------------------------------------------------------------. Mohammed Ramzan contacted The Independent from a secret address in Bradford, West Yorkshire, to denounce investors who have threatened him with 'Islamic justice'. The owner, who uses the name Alan Croft to hide his occupation from his grandchildren, is half way through a complete refurbishment.

However, a letter to Gordon Sumner, alias Sting, has not yet received a reply.London Underground is unmoved. And it will also be able to sell the paper to the 90 per cent of the world's banknotes that are printed by state- owned printing plants.A pounds 600m acquisition would require a pounds 475m goodwill write-off, wipe out De La Rue's pounds 200m-plus of cash reserves and give the larger company significant borrowings. Tuzla is the largest region under the Muslim-led Bosnian government's control. Labour MPs blamed Home Office aides to Michael Howard, the Home Secretary, for disclosing details of the talks held at the Commons between the Prime Minister and the Labour leader under Privy Council terms of secrecy. Mr Howard denied the Government was responsible for the leak, but it is certain to lead to furious exchanges in the Commons. difficile diarrhoea does not always precipitate lethal colitis, the condition itself may be extremely severe. Nynex said the growth was helped by increased marketing efforts and improvements in quality.Nynex has emerged as one of the most important players in the cable television industry in the UK, and is funding a large independent telephone and television network in the North-west of England. We all know they share a bed, and they make a point of mentioning it Their age difference is beginning to show.

'Matthaus knows all the tricks,' Motson said: '103 caps for Germany'. Sir Edward Carson used the threat of rebellion by the 'Ulster Volunteers' to stall the introduction of Irish Home Rule in 1914. But no sooner had lights and electric samovars in the White House buffet gone back on than parliament voted to reject the accord outright. Recent cases show that this can happen.In Crete, the local police chief investigating the assault on the British teenager said that although inquiries into the case were continuing, he was 'looking seriously' at claims that the girl was 'in high spirits and laughing about the alleged attack with friends'.In another case last year, a London victim support group which helped a British woman who was raped on mainland Greece were appalled to discover that the authorities were 'extremely sceptical - as though they were assuming she must have asked for it'.But this comes as no surprise to a one-time employee of The Club (formerly Club 18-30) in Corfu and Ibiza.

According to custom and practice established by Fry, Phillips will have to paint the touchlines and remortgage his home to keep them in business. Just like my children and yours, these children need lots of chances.It is a paradox that the best schemes dealing with the most difficult and serious offenders have existed for a decade in the Conservative shire counties and not in the Labour-controlled inner cities where they are most needed. He was believed to be the man who procured, stored and distributed guns, explosives and other equipment to Eta terrorists inside Spain.The weekend coup, carried out by French police after joint investigations with Spanish police, is the Basque separatist group's biggest blow since much of its leadership was arrested, also in southern France, nearly a year ago. The area was cordoned off and police marksmen were called in.